Terms of Service

Last Updated: March 2026

01

Acceptance of Terms

By accessing or using NAMI, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the App.

02

Description of Service

Track personal expenses with categories

Create and manage custom categories

Set up transaction templates

Create group expenses with participants

Split expenses equally, % or amount

03

User Accounts

You must register for an account and agree to provide accurate information, maintain security, notify of unauthorized access, and accept responsibility for activities.

04

Acceptable Use

You agree not to violate laws, transmit harmful content, impersonate others, breach security, or use automated systems.

05

Data Ownership

You retain ownership. We may store, display, share with invited participants, and use anonymized data for improvements.

06

Group Expenses

You are responsible for managing participant access, obtaining consent, and role assignments determine permissions.

07

Financial Accuracy

NAMI is a tracking tool, not financial advice. We don't guarantee accuracy. You're responsible for verifying entries and decisions.

08

Termination

We may terminate for violations, suspicious activity, inactivity, or upon your deletion request.

09

Limitation of Liability

We are not liable for data loss, unauthorized access, calculation errors, or indirect damages.

10

Changes to Terms

We may modify terms at any time. Changes are posted with updated dates and are effective immediately.

11

Contact Us

For questions, contact us through the App's feedback feature or support email in settings.

By continuing to use NAMI, you acknowledge that you have read, understood, and agree to these Terms.