Privacy Policy

Last Updated: March 2026

01

Information We Collect

Account Information: Username, email, and authentication credentials

Expense Data: Transactions, categories, dates, descriptions

Category Data: Custom categories with names and colors

Group Expense Data: Trips, participants, and splits

02

How We Use Your Information

Provide core expense tracking and management services

Enable group expense sharing with invited participants

Generate analytics, charts, and spending insights

03

Data Storage and Security

Your data is stored securely on encrypted servers with industry-standard security practices. Passwords are hashed, financial data is encrypted, and we regularly review security measures.

04

Data Sharing

We only share your data with participants you explicitly invite, service providers under confidentiality, when required by law, or with your consent.

05

Group Expenses

Participants can see shared expense details within the group. Split configurations are visible to all members. You control access through invitations.

06

Your Rights and Choices

Access and view all your personal data

Edit or update your account information

Delete expenses, categories, or entire trips

Export your data or request account deletion

07

Data Retention

We retain your data as long as your account is active. Deleted items are removed immediately. Account deletion requests are processed within 30 days.

By using NAMI, you consent to the collection and use of your information as described in this Privacy Policy. We are committed to protecting your privacy.