Education Savings Planner — Fund a Degree or Course
From a child's college fund to your own master's degree, education is a goal worth planning early. Enter the total fees and when you'll need them to get a clear monthly savings target.
Goal amount
₹12,00,000
Example target for education
Timeline
5 years
60 months to save
Save per month
₹20,000
~₹667/day
How the math works
A savings goal is simple straight-line math: divide what you still need by the number of months you have. For this example, ₹12,00,000 ÷ 60 months = ₹20,000 per month. Already have something saved? Subtract it first — the calculator above does this automatically.
Tips for saving for education
- Factor in fee inflation — education costs typically rise 8–10% a year, so target a higher number than today's fees.
- The longer your runway, the smaller the monthly amount — start as early as you can.
- For long horizons, consider a mix of safe savings and SIPs to beat inflation.
- Keep tuition and living-cost funds separate so you can track each clearly.
Plan it with your own numbers
Open the full Savings Goal Calculator to set your own target and deadline, compare conservative/balanced/aggressive plans, and see a month-by-month roadmap to education.