College Inflation Calculator — Future Cost of Education
Education inflation in India often runs higher than general inflation — typically 8–10% a year. Enter today's fees and how many years until your child starts college to see the real future cost.
Cost today
₹15.0 L
In
15 years
Future cost
₹62.7 L
~4.2× at 10%
How the math works
Inflation compounds: each year prices rise by a percentage of the already-higher price. The formula is Future = Today × (1 + rate)^years. For this example, ₹15.0 L × (1 + 0.1)^15 ≈ ₹62.7 L.
Tips for planning around education
- Use 8–10% for education — it historically outpaces general CPI inflation.
- Start early: a 15-year head start dramatically lowers the monthly saving needed.
- For long horizons, equity SIPs have historically beaten education inflation.
- Revisit the estimate every few years as fee trends change.
Run it with your own numbers
Open the full Inflation Calculator to set your own cost, timeline, and inflation rate — then turn the future figure into a monthly savings plan.